THE GOLDEN RULE

Never break an FD without checking!

Legal Disclaimer

Investment & Professional Advice

The information provided by FD Insider/FDInsider.in ("we," "us," or "our") on this website is for general educational purposes only. All information on the site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, or completeness of any information on the site.

UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE.

1. Accuracy of Calculator Results

The FD Breaking Calculator uses general mathematical formulas to estimate penalties and returns. However:

  • Bank policies regarding "premature withdrawal penalties" vary significantly and can change without notice.
  • Calculations do not account for Tax Deducted at Source (TDS) variations or specific compounding frequencies used by individual banks.
  • You must verify all figures with your bank's official statement or relationship manager before executing any transaction.

2. Affiliate Disclosure

This site contains affiliate links to financial products and services. This means we may receive a commission if you click on a link and sign up or purchase a product.

"As an affiliate, we only recommend products we believe add value to our users. However, our recommendations are not financial advice. Your use of third-party products is governed by their own terms."

3. External Links Disclaimer

The Site may contain links to other websites or content belonging to or originating from third parties. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us.

4. Data Transparency & Public Domain

Interest rates, penalty structures, and banking norms used in our models are sourced exclusively from publicly available bank websites, regulatory filings, and RBI circulars.FDInsider.in does not claim ownership of this raw data. While we strive for 100% accuracy, users should verify rates with official bank sources before making financial commitments.

Transfer of Liability & Continuity of Disclaimer

The protections, limitations of liability, and indemnifications provided in this disclaimer apply to the current administration and shall automatically extend to any future corporate successors, affiliates, or legal entities that assume ownership or operational control of FDInsider.in.